Unlike most traditional minority-owned banks, its difficult to determine exactly what constitutes a women-owned bank. ", First National Bank of Manning. Nuevo Banco Comercial S.A.), "Ita Unibanco se prepara para salida de CorpGroup y busca evitar una OPA sobre el banco en Chile", "Bank of Nova Scotia llega a acuerdo con Grupo Said para comprar la totalidad de acciones de Scotiabank Chile", "Tenpo: el camino del neobanco que lleg a Chile para expandirse en plena pandemia", "DNB in Chile - Banking the Norwegian way - DNB", "Banco Edwards and Banco de Chile Announce Intention to Merge", "Scotiabank Chile se consolida tras fusin con BBVA", "Fusin entre Scotiabank y Banco del Desarrollo registra 70% de avance", "Banco Santiago (1997). bankers, analysts, and other stakeholders. What Is the Gender Wage Gap in Your State? All jamaica routing number. "Loans Services. Founded in 1964 with the goal of being The Peoples Bank, Commercial National Banks primary mission for the past 50-plus years has been serving the banking and economic needs of its community. Find totally free foreclosure listings with photos in our exclusive database. The federal indictment was returned on Feb. 15 charging the following defendants: Jalen Tylee Hill aka "Roscoe Hill," 24, of Americus, is . As the first African American woman to found a bank, Maggie L. Walker founded St. Luke Penny Savings Bank in Richmond, VA in 1903. "History - Brown v. Board of Education Re-enactment.". The median white family in the U.S. had 7.8 times the wealth of the typical Black family as of 2019: $188,000 compared to $24,100, according to the Brookings Institution. If a business, government office, or other source owes you money that you don't collect, it's considered unclaimed. Doctors for COVID Ethics Note that not every state has a Black-owned bank with physical branch locations. As explained in an email correspondence with the OCCs Public Affairs department, this roster does not include state-regulated institutions, or those regulated by the FDIC or Federal Reserve. The OCC is responsible for the supervision of 1,084 national banks, federal savings associations, and federal branches and agencies of foreign banks. First National Bank in Fredonia was originally founded by Joseph P. Hill in 1871. These banks are state-owned banks and operate under the deposit bank. After his death in 1897, the bank continued to thrive and operate in over 20 states. These novel technology gene-based agents cause our bodies to manufacture coronavirus spike proteins, and these alone are responsible for a substantial proportion of the adverse effects of being infected by the virus. Yeadon expanded: The story of how a large state within India solved its COVID-19 crisis is no surprise to those of us whove known since spring 2020 that our governments, media, and tech titans have been acting against our interests, both health as well as democratic. changes for banks, and get the details on upcoming Beacon Business Bank was founded in 1984 as Trans Pacific National Bank. Friday, 03 Mar 2023 11:51 PM MYT. 100% FREE Foreclosure Listings. All of these claims are supported by plentiful public sources. You are Here -. The Santa Anna National Bank was originally founded in 1933 with the goal of providing financial services to Coleman and Brown counties in Texas. Additionally, lack of access to credit limits the ability to build generational wealth through acquiring real estate via access to mortgages. By 2012, having acquired the Woodward branches of NationsBank 14 years prior, CNB adopted its current name: BancCentral National Association, or BCNA. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. The .gov means it's official. Barclays: #5. independent agency created by the Congress to maintain "Beacon Business Bank, National Association. Yet with just 13 banks listed by the Office of the Comptroller of the Currency (OCC), women-owned financial institutions are themselves outnumbered by the total number of Black-owned banks, Asian American-owned banks, Native American-owned banks, and Hispanic American-owned banks. Below is a current list of Americas women-owned banks in alphabetical order. ASCII | PDF (133 KB), GOLDMAN SACHS BK USA/GOLDMAN SACHS GROUP THE, ATLANTIC UNION BK/ATLANTIC UNION BSHRS CORP, DBA INDEPENDENT FINANCIAL/INDEPENDENT BK GRP, PLAINSCAPITAL BK/DIAMOND HTH STOCK CO GP LLC, FIRST COMMONWEALTH BK/FIRST COMMONWEALTH FNCL CORP, WOODFOREST NB/WOODFOREST FNCL GRP ESOP W 401, INTERNATIONAL BK OF CMRC/INTERNATIONAL BSHRS CORP, WASHINGTON TC OF WESTERLY/WASHINGTON TR BC, PEAPACK GLADSTONE BK/PEAPACK-GLADSTONE FC, METROPOLITAN CMRL BK/METROPOLITAN BK HOLD CORP, WELLS FARGO BK S CENT NA/WELLS FARGO & CO, FARMERS & MRCH BK CENT CA/FARMERS & MRCH BC, CAPE COD FIVE CENTS SVG BK/CAPE COD FIVE MUT CO, FIRST INTERNATIONAL B&TC/WATFORD CITY BSHRS, MORTON CMNTY BK/HOMETOWN CMNTY BC ESOP & TR, FIRST NB OF LONG ISLAND/FIRST OF LONG ISLAND CORP, DBA FIRST CONVENIENCE BK/FIRST CMNTY BSHRS, BURKE & HERBERT B&TC/BURKE & HERBERT FS CORP, NATIONAL BK OF INDIANAPOLIS/NATIONAL BK INDIANAPOLIS CORP, SECURITY BK OF KANSAS CITY/VALLEY VIEW BSHRS, NATIONAL CO-OP BK NA/NATIONAL CONSUMER CO-OP BK, CITIZENS & NORTHERN BK/CITIZENS & NORTHERN CORP, CENTRAL VALLEY CMNTY BK/CENTRAL VALLEY CMNTY BC, COMMUNITY BK OF THE CHESAPEAKE/COMMUNITY FC, BANKFIRST FINANCIAL SVC/BANKFIRST CAP CORP, FIDELITY DEPOSIT & DISCOUNT BK/FIDELITY D&D BC INC, FIRST CITIZENS CMNTY BK/CITIZENS FNCL SVC, PEOPLES BK A CODORUS VALLEY CO/CODORUS VALLEY BC, HABIB AMER BK/MAHAM BETEILIGUNGSGESELLSCHAFT, FIRSTCAPITAL BK OF TX NA/FIRST BSHRS OF TX, FIRST FARMERS & MRCH B/FIRST FARMERS & MRCH CORP, FIRST NORTHERN BK/FIRST NORTHERN CMNTY BC, EPHRATA NB/HIBSHMAN TR FOR EPHRATA NB STK, WESTERN ST BK/WESTERN ST AGY INC ESOP & TR, FARMERS & MERCHANTS BK/FARMERS & MERCHANTS BSHRS, FARMERS & MERCHANTS TR CO OF/FRANKLIN FNCL SVC CORP, CITIZENS NB OF MERIDIAN/CITIZENS NAT BANC CORP, EMBASSY BK FOR THE LEHIGH VALL/EMBASSY BC, FIRST CITIZENS BK/FIRST CITIZENS FNCL CORP, HERITAGE BK INC/COMMONWEALTH HOLDINGS LLC, HERITAGE SOUTHEAST BK/HERITAGE SOUTHEAST BC, BANK OF NY MELLON TC NA/BANK OF NY MELLON CORP, CITIZENS NB NA/CITIZENS NAT BSHRS OF BOSSIER, FIRST FINANCIAL BK/FIRST FINANCIAL BANC CORP, LONE STAR ST BK OF WEST TX/LONE STAR ST BSHRS, FIELDPOINT PRIV B&TC/FIELDPOINT PRIV HOLDS, COMMUNITY FNCL SVC BK/COMMUNITY FNCL SVC ESOP, FIRST NB CENTRAL TX/2013 MONTE HULSE FAM IRR TR I, PACIFIC COAST BKR BK/PACIFIC COAST BKR BSHRS, SECURITY NB OF SIOUX CITY IA/SECURITY NAT CORP, FIRST KEYSTONE CMNTY BK/FIRST KEYSTONE CORP, BANK OF TRAVELERS REST/TRAVELERS REST BSHRS, COMMERCIAL BK OF TX NA/NACOGDOCHES CMRL BSHRS, FIRST NB OF PULASKI/FIRST PULASKI NAT CORP, CITIZENS TRI-CTY BK/SEQUATCHIE VALLEY BSHRS, FIRST ST BK OF THE FL/FIRST ST BK OF THE FL KEYS HC, COMMUNITY NAT B&T TX/COMMUNITY BK HOLD TX, AMALGAMATED BK CHICAGO/AMALGAMATED INV CO, COMMUNITY WEST BK NA/COMMUNITY WEST BSHRS, FIRST SOUTHERN BK/MIDWEST COMMUNITY BSHRS, FIRST NB OF BEMIDJI/FIRST NB BEMIDJI ESOP & TR, FREEDOM BK OF VIRGINIA/FREEDOM FNCL HOLDS, MIDDLETOWN VALLEY BK/COMMUNITY HERITAGE FNCL, BANK OF THE JAMES/BANK OF THE JAMES FNCL GROUP, CALVIN B TAYLOR BKG CO BERLIN/CALVIN B TAYLOR BSHRS, BANK OF LABOR/INTERNATIONAL BHOOD BOILERMKRS, FARMERS BK FRANKFORT IN/FARMERS BC FRANKFORT IN, FIRST NB OF WATERLOO/FIRST WATERLOO BSHRS, JUNIATA VALLEY BK/JUNIATA VALLEY FNCL CORP, COASTAL CAROLINA NB/COASTAL CAROLINA BSHRS, FIRST NB OF MIDDLE TN/FIRST MCMINNVILLE CORP, CITIZENS BK/CITIZENS BK ESOP RET SAV PLAN, PILOT GROVE SVG BK/PILOT GROVE SVGS BK ESOP, ATLANTIC CMNTY BKR BK/ATLANTIC CMNTY BSHRS, FIRST MW BK OF THE OZARKS/MIDWEST BC INC & AFFIL ESOP TR, FIRST NB OF ALBANY BRECKENRIDG/ALBANY BSHRS, FIRST CMNTY BK/FIRST SAN BENITO BSHRS CORP, BANK OF SOUTHSIDE VA/BANK OF SOUTHSIDE VA CORP, CUMBERLAND VALLEY NB&TC/CUMBERLAND VALLEY FNCL CO, MERCHANTS & MARINE BK/MERCHANTS & MARINE BC, FIRST HOPE BK A NAT BKG ASSN/FIRST HOPE BC, WESTERN CMRC BK/WESTERN CMRC BSHRS CARLSBAD, AMERICAN BK&TR CO/FIRST BRECKINRIDGE BSHRS, NATIONAL CAPITAL BK OF WA/NATIONAL CAP BC, FIRST BK OF GREENWICH/FIRST GREENWICH FNCL, CHIPPEWA VALLEY BK/CHIPPEWA VALLEY AGY LTD, FIRST WESTERN BK/FIRST WESTERN BSHRS ESOT, AMERICAN ST B&TC OF WILLISTON/AMERICAN ST BHC, RIVER VALLEY CMNTY BK/RIVER VALLEY CMNTY BC, FIRST NB OF GILLETTE/FIRST NAT BK OF GILLETTE HC, COMMUNITY ST BK/COMMUNITY ST BK ESOP & TR, FIRST ST BK OF BLAKELY/FIRST ST BSHRS OF BLAKELY, FIRST NAT CMNTY BK/FIRST CHATSWORTH BSHRS, CORNERSTONE CMNTY BK/CORNERSTONE CMNTY BC, CONNECTICUT CMNTY BK NA/ASSOCIATED CMNTY BC, PEOPLES SVGS BK OF RHINELAND/RHINELAND BSHRS, FREEDOM BK OF SOUTHERN MO/FREEDOM BSHRS OF SOUTHERN MO, FIRST NORTHERN BK OF WY/FIRST NAT BUFFALO BSHRS, FIRST CMNTY BK OF CENT AL/CENTRAL AL BSHRS, FIRST NB OF EAST ARKANSAS/BANCSHARES OF EASTERN AR, SUSQUEHANNA CMNTY BK/SUSQUEHANNA CMNTY FNCL, FIRST ST B&TC/FIRST STATE BANC INC CRB PLAN, PEOPLES NB OF KEWANEE/PEOPLES FNCL CORP OF IL, AMERICAN HERITAGE NB/AMERICAN HERITAGE HC, FIRST ST BK OF ST CHARLES MO/FIRST ST BSHRS, NATIONAL BK OF MIDDLEBURY/MIDDLEBURY NAT CORP, COMMUNITY BK PICKENS CTY/COMMUNITY BK OF GA, FNB CMNTY BK/FIRST MIDWEST ACQUISITION CORP, NEW WASHINGTON ST BK/NEW INDEPENDENT BSHRS, FIRST SECURE CMNTY BK/FIRST SECURE BK GRP, FIRST MW BK OF DEXTER/MIDWEST BC INC & AFFIL ESOP TR, FARMERS BK OF NORTHERN MO/NORTHERN MO BSHRS, FIRST ROBINSON SB NA/FIRST ROBINSON FINANCIAL CORP, CHICKASAW CMNTY BK/CHICKASAW BANC HOLD CO, BANK OF HOLLY SPRINGS/HOLLY SPRINGS BSHRS, MERCHANTS & FARMERS B&TC/MERCHANTS & FARMERS BSHRS, UNITED CMMTY BK OF WEST KY/UNITED CMNTY BSHRS, HERITAGE BK NA/HERITAGE BSHRS GRP ESOP & TR, FIRST LIBERTY BK/FIRST LIBERTY NATL BSHRS, COMMUNITY ST BK OF ORBISONIA/ORBISONIA CMNTY BC, PEOPLES BK OF KY INC/PEOPLES OF FLEMING CTY BC, NATIONAL GRAND BK OF MARBLEH/GRAND BK CORP, FIRST NB OF JEANERETTE/JEANERETTE FIRST NBC, BANKERS BK OF THE WEST/BANKERS BK OF THE WEST BC, MERCHANTS & MANUFACTURERS BK/MERCHANTS & MFR BK CORP, COMMERCIAL BK & TR OF PA/COMMERCIAL NAT FNCL CORP, FIRST ST BK SOUTHWEST/FIRST ST BK SW KSOP PLAN & TR, NORTH SHORE BK OF COMMERCE/NORTH SHORE FC, FIRST ST BK OF THE SOUTHEAST/FIRST ST BSHRS, FIRST NB OF CLARKSDALE/FIRST VALLEY NAT CORP, FARMERS & MRCH BK OF COLBY/SECURITY BSHRS, COMMUNITY RESOURCE BK/MIDCOUNTRY ACQ CORP, CITIZENS INDEPENDENT BK/BAKKEN SECURITIES, CITIZENS BK OF EDMOND/CITIZENS BSHRS ESOP, GREAT SOUTHERN BK/GREAT SOUTHERN CAP CORP, CITIZENS ST BK/CITIZENS BSHRS OF WOODVILLE, AMERICAN CONTINENTAL BK/AMERICAN CONTINENTAL BC, PEOPLES B&TC POINTE COUPEE PAR/PEOPLES BSHRS OF POINTE COUPEE, CITIZENS NB OF PARK RAPIDS/PARK RAPIDS BSHRS, MIDWEST INDEP BANKERSBANK/MIDWEST INDEP BSHRS, FARMERS & MRCHS BK OF ST CLAIR/SAINT CLAIR BSHRS, MERCHANTS & PLANTERS BK/M&P CMNTY BSHRS ESOP, BANK OF THE BLUEGRASS & TC/BLUEGRASS BSHRS, CITIZENS BK OF SWAINSBORO/SWAINSBORO BSHRS, WESTERN HERITAGE BK/NEW MEXICO FIRST FNCL, FIRST ST BK OF DEKALB CTY/FIRST ST BSHRS OF DEKALB CTY, FIRST CITIZENS BK/FIRST CITIZENS-CRENSHAW BSHRS, FIRST NB OF RIVER FALLS/FIRST NBC OF RIVER FALLS, CITIZENS B&TC HUTCHINSON MN/CITIZENS BSHRS OF HUTCHINSON, VALLEY BK OF CMRC/COMMERCE BSHRS OF ROSWELL ESOP, JAMES POLK STONE CMNTY BK/JAMES POLK STONE CMNTY BSHRS, FARMERS & MERCHANTS ST BK/FARMERS & MRCH AGY, CITIZENS BK OF WINFIELD/CITIZENS BC OF WINFIELD, COMMUNITY ST BK ROCK FALLS/COMMUNITY IL CORP, FIRST NAT BK & TR ELK CITY OK/WESTERN OK FS, BK OF LEXINGTON INC/FIRST BRECKINRIDGE BSHRS, HOOSIER HEARTLAND ST BK/HOOSIER HEARTLAND ST BC ESOP, CITIZENS B&TC OF ARDMORE/CITIZENS CMRC CORP. Information provided on Forbes Advisor is for educational purposes only. By 2018, the bank had changed its name to reflect its status as a small business bank with a customer-focused management team and staff. Daily Caller reports, Department of Transportation inspector general announced Monday that it will audit Pete Buttigieg's use of FAA jets for official business. created by the Congress to maintain stability and public confidence in the The third woman who served as a bank president also happens to be the youngest. #1 USAA Federal Savings Bank The $57.6 billion-asset bank's name stands for the United Services Automobile Association. Federal Savings Association However, problems arose when the banks new president, Rev. "Underpaid, but Employed: How the Great Depression Affected Working Women. The FDIC welcomes any comments or suggestions you may have regarding our Mutual Institutions website. The small-business mentoring organization SCORE found that women are founding new businesses much faster than the overall small business growth rate in the U.S. Additionally, women-owned businesses in the U.S. employ almost 9 million workers and produce over $1.6 trillion in total revenue. Published Wed, Jul 18 2012 . ", Harvard Business Review. ALBANY, Ga. - Sixteen individuals are facing federal bank fraud and aggravated identity theft charges alleging their participation in a stolen mail scheme in and around the Americus, Georgia, community and Florida amounting to more than $165,000. "Locations. However, with racial tensions running high after a lynching in Charlotte County, white locals were suspicious and paranoid about what the organization planned to do with the funds. The United Services Automobile Association or USAA Federal Savings Bank lands on the top spot as the largest privately-owned bank in the United States, with assets amounting to $57.6 billion. The FDIC is proud to be a pre-eminent source of U.S. What Is a Minority Depository Institution? There are various types of government owned banks, including those operated on similar lines and often competing with private commercial banks. In 1910, Virginias State Corporation Commission officially ordered the closure of True Reformers Bank. The concept of "ownership" needs some explaining here, however. Additionally, as the OCC doesnt specify ownership type, its impossible to know which of these are women-owned banks and which are banks with a majority-female board. Please try again later. Their objective appears to be to keep people as fearful as possible and receptive to vaccination. in English from North Carolina State University and his M.S. nation's financial system. The https:// ensures that you are connecting to To combat this inequality, Black-owned banks have emerged across the U.S., providing economic security for disenfranchised Black communities that have long been underserved by financial institutions. It is a Texas-based bank specializing in different financial services. Here are the 6 government banks in the Philippines: Four are universal banks and two are thrift banks. The Federal Reserve Banks are not a part of the federal government, but they exist because of an act of Congress.Their purpose is to serve the public. This bank was formed by merging two old banks, Chase Manhattan Corporation and JP Morgan and company. The reason for this change, as explained by then-chair Martin A. Simonwho was appointed after the bank was sold to a group of investors in 1986was the need to expand into middle-market commercial lending and a belief that there was no need for a bank that served women exclusively. Columbia Bank Washington $20 B 15.4 0.08 12.5 55.9 15.6 5.. ", iBanknet. Over the years, this community bank has provided a wide range of financial services throughout Northern California. Public Health worldwide militarized creating Kill zones for global depopulation & WEF Says Its Time To Legalize Sex and Marriage With Animals Thousands Of Vaxxed Canadian Children Dying Suddenly As MSM Looks Away, Excess Deaths Among Young Adults Soar to Record High. ", Beacon Business Bank. A public bank is a bank, a financial institution, in which a state, municipality, or public actors are the owners. Well, a study which is properly blinded means neither the subject, the study director, nor any other actor knows what each patient has received. "The First National Bank of Gordon. "Bridging the Gender Gap in Access to Finance. "Texas National Bank of Jacksonville. They are also called Nationalized Banks or Public Banks. You can also find a foreclosure avoidance counselor in your area. The B.E. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); "Whatever The Question, Love Is The Answer". He has five years of professional editing, proofreading, and writing experience. ", iBanknet. This is a list of the banks in the Americas. Each Reserve Bank operates within its own particular geographic area, or district, of the United States. That sounds like it protects you 95% of the time. This memorandum surveys U.S. economic sanctions and anti-money laundering ("AML") developments and trends in 2022 and provides an outlook for 2023. You might be using an unsupported or outdated browser. "National Register of Historic Places Inventory Nomination Form. Nationwide Building Society: #8. The 5D Shift Unfolds: Are you Hungry for Change? The Forbes Advisor editorial team is independent and objective. Each Reserve Bank gathers data and other information about the businesses and the needs of local communities in its region. Federal Reserve Bank of Chicago. Dr. Yeadon concluded, urging people to see the true scale of the lie before injecting their children. ", First National Bank in Tigeron. But thats not actually what that number means. Read more Maybank Singapore Maybank Singapore is a fully licensed commercial bank, branch of largest Malaysian bank - Maybank. The 12 Federal Reserve Banks and their 24 Branches are the operating arms of the Federal Reserve System. Insurance, FDIC National Survey of Unbanked and Underbanked Households, Quarterly Banking Bank of Montreal (BMO) - The fourth largest bank in Canada in terms of assets and deposits. ", First National Bank in Tigerton. ", Southeast 1st National Bank. And relative risk reduction is well-known to be a misleading number, which is why the FDA recommends using absolute risk reduction instead. Lloyds Banking Group: #3. Citibank Singapore Citibank Singapore is a part of the US-based global financial group Citigroup, the first American bank branch in Singapore. Jammu & Kashmir Bank Limited (J&K Bank) is an Indian public sector bank headquartered in Srinagar, Jammu and Kashmir.J&K Bank was incorporated on October 1, 1938, by then ruler of princely state of Jammu and Kashmir Maharaja Hari Singh with initial paid up capital of 5.00 Lakh. "Welcome to the First National Bank of Gordon. Weve known, for example, that highly qualified physicians and scientists are well able to treat and save most people infected by SARS-CoV-2. Rev. ", The New York Times. They made these calculations solely based on the publicly accessible database which collects adverse event reports, VAERS. Massachusetts OneUnited Bank Michigan First Independence Bank Liberty Bank Minnesota First Independence Bank Mississippi Jackson Area Federal Credit Union Hope Credit Union Liberty Bank. How To Find The Cheapest Travel Insurance, economic security for disenfranchised Black communities, Best Savings Accounts For Automated Saving, Best Savings Accounts For Digital Banking, Best Savings Accounts For Customer Experience, Fintech Trends Likely To Stick Around After The Pandemic, How To Protect Your Online Banking Information, Fintech Tools To Help You Master Money Mindfulness, ATM Withdrawal Limits: What You Need To Know, How To Switch Banks: A Step-By-Step Guide, Howard University Employees Federal Credit Union, Omega Psi Phi Fraternity Federal Credit Union, Southern Teachers & Parents Federal Credit Union, Municipal Employees Credit Union of Baltimore, Messiah Baptist Church Federal Credit Union, Mount Olive Baptist Church Federal Credit Union, Virginia State University Federal Credit Union. Cookies The name of the bank was inspired by the Grand Fountain United Order of True Reformers, a Black fraternal organization established by Browne. Past performance is not indicative of future results. JP Morgan Chase Bank Continue Reading 122 Fernando Probst Works at Free Engineering Consultancy & Wandering at Net Author has 678 answers and 520.6K answer views Updated 2 y Keep up with FDIC announcements, read speeches and After the U.S. entered World War II in December 1941, record numbers of women who previously had stayed home entered the workforce to help the war effort, taking on jobs not able to be filled by men who had gone to war. history, career opportunities, and more. Yet, despite a 57% participation rate in the U.S. workforce in Jan. 2023, women are severely unrepresented across many sectors of the nations economy. "Early Women in Banking. Appropriately, the actions of these two campaigns led to the passing of the Civil Rights Act of 1964, which prohibited discrimination in employment on the basis of multiple protected characteristics, including sex. The branch arranged to keep its savings in the safe of a white storekeeper. ", 1st National Bank in Fredonia. An official website of the United States government. Todays business environmentwith its new focus on diversity, equity, and inclusion (DEI)may be a more hospitable environment for a new wave of womens banks. The possible ratings are outstanding, satisfactory, needs to improve, and substantial noncompliance. sharing sensitive information, make sure youre on a federal Your financial situation is unique and the products and services we review may not be right for your circumstances. "QuickFacts: United States. ", History. "Our Account. "We're Banking on You. Originally these institutions were organized to help the working classes because most commercial bankers at the time primarily served retail and commercial business.
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